Routine guide

Pay Day Routine

A short money check-in every pay day so you know where your income is going.

Pay day is a natural checkpoint for your finances. A quick routine helps you direct money intentionally instead of watching it disappear.

When to use this routine

Use this routine on every pay day, whether weekly, fortnightly or monthly.

Steps in this routine

  1. 1.

    Confirm income received

    Check that your salary or invoices have landed and match what you expected.

  2. 2.

    Move money to savings or goals

    Transfer a set amount to savings, investments or sinking funds before spending.

  3. 3.

    Top up key budgets

    Allocate money to essentials like groceries, transport and bills for this period.

  4. 4.

    Check upcoming large expenses

    Look ahead for annual renewals, trips or events and make sure they are covered.

Tips for running this routine

FAQ

What if my income is irregular?

Run this routine whenever income lands. Base your allocations on a simple percentage split between essentials, goals and fun.

Use this routine in RoutineHQ

Save this template as a reusable routine, tweak the steps and run it in Run Mode whenever you need it.

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